If you get into financial trouble, then you will obviously want to get out of it; that is natural. Imagine how you would feel if your friend helped you out of the same situation? You probably wouldn’t feel too good about not paying them back. That is what a cash advance is like: a friend paying off a bill for you. But if you pay off the bill, the company is off your back, and you will feel better about yourself because you did it with your own money and you didn’t rely on anyone else but yourself to get that debt off your back and out of your system.

People have been known to rely on cash advances too much, if they get in a financial bind then they can say "oh well, I’ll just give the company a call and they will help me out." One debt will lead to another and before you know it your money will not be your money if the bills keep on piling up on you.